American Access Auto Insurance Review

The American Access Auto Insurance Company was established in 1999. Its headquarters is in Oakbrook Terrace, Illinois. A lot of people have been patronizing the company’s insurance packages as they offer a wide variety of policies to choose from. These policies include non-standard private passenger automobile insurance.

Currently, the company has a total of 100 employees. Further, the company has written $80 million worth of insurance policies for cars. If you want access to many of the best auto insurance companies, feel FREE to check out our comparison tool. All you have to do is type in your ZIP code.

The American Access Auto Insurance Company aims to serve people from the Hispanic community. There are different types of auto insurance offered for people in the community. However, these policies are available according to the individual’s income and capacity to pay. The company’s agents are also licensed in more than 9 states where they maintain their main office and company branches.

American Access Auto Insurance Company Services

The company offers specialized auto insurance coverage for prospective clients. They offer insurance coverage for clients with international driver’s licenses. They also offer coverage for those who have a Mexican driver’s license. American Access Auto Insurance Company even offers plans for those who do not have their own licenses.

American Access Auto Insurance coverage

• Bodily injury liability insurance – This coverage allows clients to be secure in case they cause an injury or death during a road accident. This will help to lower medical expenses incurred after being at fault during an accident.
• Property damage liability policies – This will allow the driver at fault to cover the damage caused to another party. This will also help to protect the driver’s interests in case a lawsuit is filed in court.
• Medical coverage – This will pay for medical expenses for the driver or passengers in the vehicle during the time of the accident. These policies will also cover the policy holder if they are hit by a vehicle while walking.
• Underinsured or uninsured motorist coverage – The American Access Auto Insurance Company offers these plans to help handle medical expenses incurred during an accident. These policies will pay when a person is hit by an uninsured or underinsured driver.
• Comprehensive insurance policies – This kind of coverage will cover almost any sort of damage to vehicles. The coverage includes vehicle damage after hitting a deer, vandalism or fire. It even includes coverage for damage that occurs during theft and other circumstances as stipulated in the agreement.
• Collision coverage plans – This ensures the client that they are covered whenever damage occurs as a result of an accident with another vehicle.
• Reimbursement for rental – These insurance plans will ensure that the policy holder will not have to pay for the cost of vehicle rental if their car becomes damaged and cannot be driven. Certain verification rules apply to this kind of coverage.
• Towing coverage – This kind of coverage will pay for all towing expenses.

Customer Service and Assistance

The American Access Casualty Company is available from Monday through Saturday. The company emphasizes serving the Hispanic community. Bi-lingual services are also available, and their websites can be accessed in both Spanish and English. Customers can conveniently transact business as some agents speak both languages.

Company Reviews

The Better Business Bureau gives the American Access Auto Insurance Company a C+ grade. The company’s rating was downgraded due to the numerous complaints filed against them. Nevertheless, the majority of these complaints were resolved, and those that were not remain administratively closed.

This means that the company has made a sufficient effort to resolve the matter, but customers remained dissatisfied with the outcome.

The company operates as an auto insurer and specializes in this area. They do not provide any other types of insurance coverage.

The American Access Casualty Company can offer very low rates for certain types of car insurance.

The company offers non-standard automobile insurance. Therefore, they can provide policies for those who will not be issued an insurance plan elsewhere. Because of this, they get a lot of complaints from customers who feel they are entitled to even better plans.

Although customers complain about non-standard policies, there are still a lot of testimonials from happy and satisfied policy holders. A prospective client who finds it difficult to apply for a policy elsewhere will have the chance to get one from American Access Auto Insurance Company.

Make sure you use our FREE comparison tool to look at all the best auto insurance companies including American Access.