Atlantic Specialty Insurance Auto Insurance Review

If you’re looking for well priced private passenger auto insurance, go ahead and search for a quote for FREE by typing your ZIP code into the search bar and getting free auto insurance quotes in your area.

Atlantic Specialty doesn’t sell this type of insurance, rather, they sell personal insurance to wealthy customers and premium commercial insurance policies to a market that has a lot of money to spend on that sort of thing. If you’re looking for high end insurance for your commercial vehicle fleet, keep reading.

Who They Cover

Atlantic Specialty covers a pretty small demographic. Let’s take a look at the qualifications they’re looking for before they’ll cover you:

1. Zero Debt

If you owe so much as a library fee, they’re probably going to sniff it out and deny you coverage. This means that even if you can afford their premiums, they’re not going to cover you.

2. A Six Figure Income

They’re looking for wealthy customers for their personal insurance policies. If you’re in the ninety nine percent, you probably don’t want to waste your time. If you don’t have at least a six figure income, they’re not going to cover you.

3. You’re Looking for a Package Deal

Their personal insurance policies will only cover you as part of a package that includes a number of other policies. If you’re not buying all of your insurance through them, they’re not going to cover you.

What we’re essentially looking at here is an quality insurance company that might actually provide some very good insurance, and for what it is, perhaps their prices are even fair, but they’re just not really relevant to most drivers.

They cover jewelry, “primary residence,” meaning that they’re looking for clients with several homes. They have a variety of professional insurance policies and “environmental insurance.” All of this implies that they don’t want your business and you can’t afford their services. There’s nothing wrong with that, the wealthy need insurance, too, but whether or not they provide great coverage is kind of beside the point when you consider that they’re not really an option for most most people.

Getting the Insurance You Need

When you’re buying insurance, don’t worry about what high wealth clients are doing or what you could get if you had millions of dollars. Rather, look at what you need and what you can afford. Do a simple checklist of what kind of insurance you absolutely need, check your state’s minimum coverage laws and go from there.

Set a budget and get your information together and then just go ahead and use our free quote finder.

Our search engine works with nothing more than a ZIP code in the search bar and whatever information you want to provide thereafter.

It’s not hard to get a great quote on your car insurance just so long as you take the time to compare prices. Atlantic Specialty might not be for you, but somewhere out there is a policy that is a perfect match.