Progressive Auto Insurance Review

According to our Progressive Auto Insurance Review, Joseph Lewis and Jack Green were two lawyers who came up with the idea of providing Progressive auto insurance at reasonable rates to car owners. On March 10, 1937, Progressive came into existence and there has been no looking back. The company has always taken a ground-breaking approach to insuring cars. After reading our Progressive Auto Insurance Review, take the time to read our Auto Insurance Guide to find more ways to save on car insurance!

The idea of drive-in claims was introduced before any other car insurance company, and payment of premiums in installments also offered a major convenience to customers having difficulty paying premiums in one go. This also allowed more individuals to be able to afford auto insurance rates than ever before. The company still continues to make car insurance easily available to more people so they can better protect their cars. Use our FREE comparison tool to find the best car insurance companies and quotes!

The auto insurance company had continuous growth for the three decades following its inception and went public in 1971. By the 1990s, the company reached another landmark when it became the third largest car insurance seller through independent agents in the U.S. As of 2007, the company stood in the 159th position on the Fortune 500 list.

Types of Progressive Auto Insurance Coverage

Progressive Auto Insurance offers a large variety of auto insurance coverage options to suit all its customer needs.

• Bodily injury liability policy pays for medical and lost wages incurred to the occupants of the other vehicle. This type of coverage is mandatory in most parts of the US. In case of fatalities, it also pays for the cost of the funeral.
• Property damage liability is also required by most of the states and pays for the cost of repairs of the other vehicle involved in an accident.
• Comprehensive and collision coverage pays for repairing the damage to the policyholder’s own car. It also pays out in events other than accidents, like fires, vandalism, weather damage, etc. A loan/lease payoff plan pays the difference between what the car owner owes on the car and its cash value, in case it is totally destroyed or stolen.
• There are also a number of add-on coverages available for customers desiring greater protection.

Competitive Auto Insurance Prices for Progressive

Progressive makes sure their prices are competitive wherever they do business. They base rates on their previous claim’s experiences and information about their customers, the vehicles they drive and the customer’s driving history. This information is used to predict future chances of the customer being involved in an accident and making a claim. Since claim experiences of different insurance companies vary a great deal, the rates companies give for similar policies can differ widely. Compare the best auto insurance by entering your ZIP code and comparing auto insurance!

As a matter of fact, the rates quoted to the same person for the same policy can vary by as much as several hundred dollars a year. This is why it is recommended that potential buyers shop around and get auto insurance quotes from several different companies before settling with one.

While it is possible to shop by phone or by visiting the local independent insurance agents in one’s locality, shopping and comparing quotes online is by far the easiest and most convenient method of shopping for insurance. Many insurance websites provide free tools that allow customers to compare quotes by filling out just one common form. We make it simple by having you enter your ZIP code!

Popular Progressive Features

Progressive insurance provides a popular feature that allows customers to benefit from a hefty auto insurance discount with the use of an optional program available through the company’s website. After signing up for the program called Snapshot, a customer gets a plug-in gadget that is fitted in the car which is to be insured. The Snapshot gadget keeps track of the mileage the car has driven, the times during which it is driven, and the frequency of sudden stops. All this information allows the company to determine which drivers are more careful and use their car during non-peak hours or very little and in non-congested areas. These drivers can then become eligible for discounts up to 30%.

Another feature Progressive offers its customers is to allow them to name the price they are willing to pay for car insurance. The company then produces a tailor-made plan that satisfies the individual needs according to the price they can afford. This allows customers to have greater control over the final cost without having to perform a lot of backward calculations. Compare auto insurance companies with our auto insurance reviews! We will help you find the best rate!

Progressive Insurance and Public Image

J.D. Power & Associates Auto Study gives Progressive Insurance three out of five points in all categories. Additionally, an online survey sample shows that many customers are satisfied with the service they get from the company. However, a few do complain about the repair process, the increase of rates for repeat customers and some other issues. The majority of the views tend to be positive.

Progressive provides very competitive rates, especially to new customers that take advantage of the numerous discounts available. Even though Progressive Insurance usually has low rates, it still pays to compare quotes from various car insurance companies. Use our ZIP code search to find cheap car insurance TODAY! Start putting your money towards something else other than car insurance!