Realm National Auto Insurance Review

If you’re looking for Realm National to turn up when you do a free search for auto insurance quotes by typing your ZIP code into our engine, don’t hold your breath. Even though you can find low cost auto insurance, you can’t find companies that don’t exist. The company was sold to Lloyd’s of London around 2005 after a liquidation. In case you hadn’t guessed, this review will be devoted to Lloyd’s of London.

A Brief History of Lloyd’s of London

Edward Lloyds was a businessman who spent a lot of time in London’s coffeehouses back in 1688. Here, he met many of the ship owners and merchants and sea captains from around the city, and he struck upon the idea of selling marine insurance.

A few years later, in 1691, the business had been successful enough to allow Lloyds to move into his own office in central London, eventually handing the business over to his son-in-law upon his death in 1713.

Lloyd’s has been hit with some pretty direct hits. They are most famous as the insurance company backing the Titanic. The company actually managed to cover the expenses of the 1912 disaster and even expand throughout the rest of the 20th Century.

Katrina, the World Trade Center and a weak economy have taken their toll, but Lloyd’s continues to grow as a pillar of the insurance industry. Today they have locations in over 200 countries, granting them a piece of the global market.

But of course, you’re not here for a history lesson, so let’s get down to what really matters:

Products and Prices

Lloyd’s of London is an interesting insurance company. When you buy insurance from them, you can expect good, quality service and robust coverage. They offer personal vehicle insurance, commercial insurance and home and property insurance, all at reasonable rates.

What may surprise you is that they also offer insurance in a number of emerging fields. Bedbug insurance, for instance, is a product that they offer. They also have cyber liability service and digital data protection, as well as unusual illness insurance, a growing concern in this age of poorly written health coverage clauses.

Lloyd’s of London have managed to stay on top of the industry all this time thanks to their innovative and creative approach to doing business, starting with Edward Lloyd’s decision to sell insurance in coffee shops to sea captains and merchants.

Buying a Policy from Lloyd’s?

If Lloyd’s of London comes up on your radar when you type your ZIP code into our auto insurance quote finder and do a free search, then by all means, put them in the running to be your insurance provider. Lloyd’s have proven to be a reliable, honest, straightforward and innovative insurance company with great products and services at great prices.

However, make sure that you compare. Lloyd’s is a great insurance company, but they can’t guarantee the best prices for absolutely everyone. Make sure that you’re taking a look at all of the insurance policies available to you and that you select the best one before you put any money down, or you may be trapped spending more than you need to.