Utica Mutual Auto Insurance Review

Utica is actually comprised of two companies under the Utica name: the Graphic Arts Mutual Insurance Company, and Utica Mutual. Utica itself began in 1914, so we’re going to be focusing on the company’s namesake founding company for the purposes of discussing the history of the company, and the current incarnation of the company when discussing their products and services.

Before reading on, you may want to use our free auto insurance search engine so that you can find some great quotes and see if Utica comes up on the list. If it does, then you’ll want to come back here and see if they’re right for you. It should always start with looking for a great price on a great insurance product, and from there, go ahead and look into the company’s history and reputation.

The Products

Utica offers a wide, wide range of insurance products, some of which may surprise you. If you’re looking for cheap personal auto insurance, they do offer that, but it’s only one small piece of the pie with this company. Aside from the basic stuff like auto and commercial auto insurance, property insurance, home insurance and so on, they also offer bakery insurance policies, auto service insurance, bonds, contracting insurance, insurance for bed & breakfast establishments, franchised auto dealers, energy companies, child care centers, financial institutions, educational institutions and on and on.

Utica is a pillar of the insurance industry, so it’s not really all that surprising that they offer such a wide range of products.

The Locations

Utica has offices in every state, but they don’t sell every product in every state. For instance, there are a few states where they won’t sell boat insurance, motorcycle insurance or umbrella insurance. It often has to do with state laws regarding premiums and minimum coverage and so on, but the point is that you’ll want to check and make sure that they actually do offer what you’re after before you sign with them.

Reliability and Customer Service

With 24 hour claims filing services and award winning customer service, you can expect to be treated like a valued client at Utica. This isn’t common in today’s insurance market where a company with thousands of clients is likely to treat you like more of a burden than a friend. Luckily, Utica doesn’t suffer from that problem.

In terms of reliability, AM Best reports the company to be financially very strong. Add this to their positive feedback with the Better Business Bureau and it’s no wonder the company has managed to stay on top of their industry for so long.

Getting Covered by Utica?

Before you decide that Utica is the company for you, make sure that you do a search. Utica is a great insurance provider, but you never know if somebody out there can offer you a better deal based on your needs. Use our free search engine to gather a number of auto insurance quotes in seconds by just typing in your ZIP code, and let the computer do all of the work for you.